Mortgage charges averaged 7.40% in mid-October 2026, making homeownership costlier even for People incomes six-figure salaries. Greater residence costs, down funds, and possession prices are including to patrons’ frustration. Gutesa/Shutterstock Incomes $100,000 a 12 months used to sound like a snug revenue, particularly for somebody hoping to buy their first residence. However in as we …